Side-by-side · Q2 2026 data
Pyramid Federal Credit Union vs First American Credit Union
Metric by metric
| Measure | Pyramid Federal Credit Union | First American Credit Union |
|---|---|---|
| TellerScore | 59 | 78 (stronger) |
| Capital cushion | 56 | 77 (stronger) |
| Loan quality | 50 | 89 (stronger) |
| Earnings | 37 | 59 (stronger) |
| Funding & liquidity | 96 (stronger) | 74 |
| Problem-loan coverage | 83 | 98 (stronger) |
| Peer percentile | 19th | 74th |
| Total assets | $247.9M | $120.0M |
| Deposits / shares | $225.2M | $103.0M |
| Capital ratio | 10.57% | 12.68% (stronger) |
| Problem loans | 1.51% | 0.33% (stronger) |
| Net charge-offs | 0.52% (stronger) | 0.81% |
| Return on assets | 0.42% | 0.97% (stronger) |
| Loans ÷ deposits | 63.8% | 50.2% (stronger) |
| Uninsured deposits | 3.6% (stronger) | 38.4% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 38.7% |
First American Credit Union has the higher TellerScore (78 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Pyramid Federal Credit Union leads on 2 and First American Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.