Side-by-side · Q2 2026 data
Pyramid Federal Credit Union vs Oneaz Credit Union
Metric by metric
| Measure | Pyramid Federal Credit Union | Oneaz Credit Union |
|---|---|---|
| TellerScore | 59 | 71 (stronger) |
| Capital cushion | 56 (stronger) | 54 |
| Loan quality | 50 | 78 (stronger) |
| Earnings | 37 | 67 (stronger) |
| Funding & liquidity | 96 (stronger) | 82 |
| Problem-loan coverage | 83 | 91 (stronger) |
| Peer percentile | 19th | 62nd |
| Total assets | $247.9M | $4.5B |
| Deposits / shares | $225.2M | $4.0B |
| Capital ratio | 10.57% (stronger) | 10.44% |
| Problem loans | 1.51% | 0.66% (stronger) |
| Net charge-offs | 0.52% | 0.44% (stronger) |
| Return on assets | 0.42% | 1.16% (stronger) |
| Loans ÷ deposits | 63.8% (stronger) | 76.5% |
| Uninsured deposits | 3.6% (stronger) | 16.9% |
| Offices | 5 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 35.8% |
Oneaz Credit Union has the higher TellerScore (71 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Pyramid Federal Credit Union leads on 3 and Oneaz Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.