Side-by-side · Q2 2026 data
QNB Bank vs Bank of Bird-in-Hand
Metric by metric
| Measure | QNB Bank | Bank of Bird-in-Hand |
|---|---|---|
| TellerScore | 63 | 68 (stronger) |
| Capital cushion | 48 | 48 |
| Loan quality | 80 | 94 (stronger) |
| Earnings | 52 | 67 (stronger) |
| Funding & liquidity | 59 (stronger) | 47 |
| Problem-loan coverage | 91 | 97 (stronger) |
| Peer percentile | 30th | 49th |
| Total assets | $2.4B | $1.9B |
| Deposits / shares | $2.1B | $1.7B |
| Capital ratio | 9.84% (stronger) | 9.82% |
| Problem loans | 0.61% | 0.19% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 0.81% | 1.17% (stronger) |
| Loans ÷ deposits | 82.3% (stronger) | 102.8% |
| Uninsured deposits | 32.1% | 24.6% (stronger) |
| Offices | 14 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.5% | 1.7% |
Bank of Bird-in-Hand has the higher TellerScore (68 vs 63). On the 7 directional measures above (where higher or lower is clearly better), QNB Bank leads on 3 and Bank of Bird-in-Hand on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.