Side-by-side · Q2 2026 data
Quad City Bank and Trust Company vs Service Plus Credit Union
Metric by metric
| Measure | Quad City Bank and Trust Company | Service Plus Credit Union |
|---|---|---|
| TellerScore | 70 | 81 (stronger) |
| Capital cushion | 60 | 73 (stronger) |
| Loan quality | 83 | 85 (stronger) |
| Earnings | 80 (stronger) | 65 |
| Funding & liquidity | 42 | 100 (stronger) |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 58th | 68th |
| Total assets | $2.8B | $34.7M |
| Deposits / shares | $2.4B | $30.4M |
| Capital ratio | 11.01% | 12.29% (stronger) |
| Problem loans | 0.51% | 0.46% (stronger) |
| Net charge-offs | 0.50% (stronger) | 0.55% |
| Return on assets | 1.50% (stronger) | 1.12% |
| Loans ÷ deposits | 78.3% | 59.5% (stronger) |
| Uninsured deposits | 51.0% | 2.8% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.6% | — |
Service Plus Credit Union has the higher TellerScore (81 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Quad City Bank and Trust Company leads on 2 and Service Plus Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.