Side-by-side · Q2 2026 data
Quaker Oats Credit Union vs Unite Credit Union
Metric by metric
| Measure | Quaker Oats Credit Union | Unite Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 45 |
| Capital cushion | 100 (stronger) | 68 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 73 (stronger) | 11 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 71 |
| Peer percentile | 96th | 5th |
| Total assets | $13.3M | $23.6M |
| Deposits / shares | $11.0M | $20.7M |
| Capital ratio | 16.88% (stronger) | 11.82% |
| Problem loans | 0.00% (stronger) | 3.42% |
| Net charge-offs | -0.00% (stronger) | 0.66% |
| Return on assets | 1.32% (stronger) | -0.23% |
| Loans ÷ deposits | 49.7% | 49.5% (stronger) |
| Uninsured deposits | 0.1% | 0.1% (stronger) |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Quaker Oats Credit Union has the higher TellerScore (95 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Quaker Oats Credit Union leads on 5 and Unite Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.