Side-by-side · Q2 2026 data
Quay Schools Federal Credit Union vs Four Corners Federal Credit Union
Credit union
Quay Schools Federal Credit Union
Tucumcari, New Mexico · Under $100 million in assets
Credit union
Four Corners Federal Credit Union
Kirtland, New Mexico · Under $100 million in assets
Metric by metric
| Measure | Quay Schools Federal Credit Union | Four Corners Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 75 |
| Capital cushion | 100 | 100 |
| Loan quality | 99 (stronger) | 97 |
| Earnings | 37 (stronger) | 0 |
| Funding & liquidity | 73 (stronger) | 70 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 72nd | 52nd |
| Total assets | $8.6M | $14.8M |
| Deposits / shares | $6.9M | $11.7M |
| Capital ratio | 19.40% | 20.89% (stronger) |
| Problem loans | 0.03% (stronger) | 0.08% |
| Net charge-offs | 0.02% (stronger) | 0.04% |
| Return on assets | 0.42% (stronger) | -0.68% |
| Loans ÷ deposits | 87.2% (stronger) | 90.7% |
| Uninsured deposits | 0.0% (stronger) | 2.3% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Quay Schools Federal Credit Union has the higher TellerScore (83 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Quay Schools Federal Credit Union leads on 6 and Four Corners Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.