Side-by-side · Q2 2026 data
Queensborough National Bank & Trust Company vs Regions Bank
Bank
Queensborough National Bank & Trust Company
Louisville, Georgia · $1 billion – $10 billion
Metric by metric
| Measure | Queensborough National Bank & Trust Company | Regions Bank |
|---|---|---|
| TellerScore | 62 | 64 (stronger) |
| Capital cushion | 36 | 45 (stronger) |
| Loan quality | 80 (stronger) | 69 |
| Earnings | 64 | 78 (stronger) |
| Funding & liquidity | 64 (stronger) | 59 |
| Problem-loan coverage | 91 (stronger) | 90 |
| Peer percentile | 27th | 73rd |
| Total assets | $2.3B | $159.8B |
| Deposits / shares | $2.1B | $131.8B |
| Capital ratio | 8.64% | 9.50% (stronger) |
| Problem loans | 0.59% (stronger) | 0.93% |
| Net charge-offs | 0.04% (stronger) | 0.47% |
| Return on assets | 1.09% | 1.46% (stronger) |
| Loans ÷ deposits | 67.6% (stronger) | 74.6% |
| Uninsured deposits | 41.0% | 39.2% (stronger) |
| Offices | 24 | 1,224 |
| CFPB complaints (3 yrs) | — | 3,179 |
| Complaints per $1B deposits | — | 24.1 |
| Mortgage denial rate (HMDA) | 7.8% | 43.1% |
Regions Bank has the higher TellerScore (64 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Queensborough National Bank & Trust Company leads on 3 and Regions Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Augusta, GA
- Savannah, GA
- Martinez, GA
- Millen, GA
- Thomson, GA
- Wrens, GA
- Evans, GA
- Hephzibah, GA