Side-by-side · Q2 2026 data
Quill Bank vs Members First Credit Union
Metric by metric
| Measure | Quill Bank | Members First Credit Union |
|---|---|---|
| TellerScore | 68 | 87 (stronger) |
| Capital cushion | 94 | 100 (stronger) |
| Loan quality | 15 | 65 (stronger) |
| Earnings | 100 (stronger) | 80 |
| Funding & liquidity | 54 | 100 (stronger) |
| Problem-loan coverage | 76 | 96 (stronger) |
| Peer percentile | 49th | 91st |
| Total assets | $1.6B | $183.2M |
| Deposits / shares | $1.3B | $137.2M |
| Capital ratio | 14.42% | 24.01% (stronger) |
| Problem loans | 2.54% | 1.04% (stronger) |
| Net charge-offs | 6.31% | 0.56% (stronger) |
| Return on assets | 5.29% (stronger) | 1.50% |
| Loans ÷ deposits | 92.9% | 49.7% (stronger) |
| Uninsured deposits | 27.2% | 10.0% (stronger) |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members First Credit Union has the higher TellerScore (87 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Quill Bank leads on 1 and Members First Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.