Side-by-side · Q2 2026 data
Quorum Federal Credit Union vs Beginnings Credit Union
Metric by metric
| Measure | Quorum Federal Credit Union | Beginnings Credit Union |
|---|---|---|
| TellerScore | 59 | 77 (stronger) |
| Capital cushion | 49 | 90 (stronger) |
| Loan quality | 42 | 77 (stronger) |
| Earnings | 91 (stronger) | 49 |
| Funding & liquidity | 61 | 78 (stronger) |
| Problem-loan coverage | 66 | 93 (stronger) |
| Peer percentile | 22nd | 82nd |
| Total assets | $1.4B | $1.5B |
| Deposits / shares | $1.1B | $1.3B |
| Capital ratio | 9.85% | 14.01% (stronger) |
| Problem loans | 1.74% | 0.69% (stronger) |
| Net charge-offs | 0.43% | 0.39% (stronger) |
| Return on assets | 1.77% (stronger) | 0.73% |
| Loans ÷ deposits | 95.7% | 82.3% (stronger) |
| Uninsured deposits | 18.5% | 9.2% (stronger) |
| Offices | 1 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 36.0% | — |
Beginnings Credit Union has the higher TellerScore (77 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Quorum Federal Credit Union leads on 1 and Beginnings Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.