TellerScore

Quorum Federal Credit Union is a federal credit union headquartered in Purchase, New York, in business for about 49 years. At the end of Q2 2026 it reported $1.4B in total assets and $1.1B in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Quorum Federal Credit Union scores 59/100, which we describe as moderate. That is higher than only 22% of 454 credit unions with $1 billion – $10 billion. Among 268 credit unions headquartered in New York, it ranks 209th. Its strongest component is earnings (91/100; 1.77%), and its lowest is loan quality (42/100; 1.74%).

TellerScore · Q2 2026

Scorecard

Capital cushion49/100
Net worth ratio: 9.85%
Loan quality42/100
Loans 60+ days delinquent ÷ total loans: 1.74%
Earnings91/100
Return on assets (annualized): 1.77%
Funding & liquidity61/100
Loans ÷ shares: 95.7% · 18.5% uninsured
Problem-loan coverage66/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 17.09%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (54 → 59), mostly because the earnings component improved by 30 points.

TellerScore
485459Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202451
Q3 202449
Q4 202448
Q1 202555
Q2 202554
Q3 202554
Q4 202555
Q1 202659
Q2 202659
Net worth ratio
7.00%8.65%10.31%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.43%
Q3 202410.31%
Q4 20249.80%
Q1 20259.77%
Q2 20259.71%
Q3 20259.85%
Q4 20259.75%
Q1 20269.92%
Q2 20269.85%
Delinquent loans (60+ days)
1.67%2.01%2.36%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.89%
Q3 20242.22%
Q4 20242.36%
Q1 20251.67%
Q2 20251.77%
Q3 20251.83%
Q4 20251.99%
Q1 20261.95%
Q2 20261.74%
Return on assets
0.55%1.17%1.79%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.68%
Q3 20240.55%
Q4 20240.66%
Q1 20250.86%
Q2 20251.02%
Q3 20251.03%
Q4 20251.35%
Q1 20261.79%
Q2 20261.77%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202659$1.4B9.85%1.74%1.77%95.7%
Q1 202659$1.3B9.92%1.95%1.79%83.4%
Q4 202555$1.3B9.75%1.99%1.35%84.1%
Q3 202554$1.2B9.85%1.83%1.03%85.0%
Q2 202554$1.2B9.71%1.77%1.02%86.4%
Q1 202555$1.2B9.77%1.67%0.86%80.6%
Q4 202448$1.1B9.80%2.36%0.66%73.5%
Q3 202449$1.1B10.31%2.22%0.55%77.4%
Q2 202451$1.1B9.43%1.89%0.68%76.7%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.85%
26th
Problem loans1.74%
6th
Net charge-offs0.43%
61st
Return on assets1.77%
97th
Loans to deposits95.7%
24th
Uninsured deposits18.5%
6th
Loan-loss reserves0.00%
50th
Texas ratio17.1%
3rd

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Deposit insurance

Is my money safe at Quorum Federal Credit Union?

Yes. Quorum Federal Credit Union is a federally insured credit union (NCUA charter #22769). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 18.5% of shares and deposits ($203.5M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 9.85%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Quorum Federal Credit Union lists 1 office in 1 city. Most locations:

  • Purchase, NY (1)

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Quorum Federal Credit Union reported 10,429 home-loan applications under HMDA (LEI 549300Q50XCC0473FG63): 5,048 originated ($984,160,000 total), 3,590 denied, and 463 withdrawn or closed by the applicant. Its denial rate on decided applications was 36.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Quorum Federal Credit Union
Type
Federal credit union
NCUA charter #
22769
RSSD ID
464581
Primary regulator
NCUA
Established
1977
Headquarters
2500 Westchester Ave, Suite 113, Purchase, NY 10577
Employees
166

Quick answers

Quorum Federal Credit Union: common questions

Is Quorum Federal Credit Union NCUA insured?

Yes. Quorum Federal Credit Union is a federally insured credit union (NCUA charter #22769). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Quorum Federal Credit Union's TellerScore?

59 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Quorum Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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Hana Bank USA, National AssociationBank Fort Lee, NJ88 out of 100, Very strong$835.2M25.4%0.00%vs