Side-by-side · Q2 2026 data
R G Federal Credit Union vs United Consumers Credit Union
Metric by metric
| Measure | R G Federal Credit Union | United Consumers Credit Union |
|---|---|---|
| TellerScore | 60 | 69 (stronger) |
| Capital cushion | 50 | 70 (stronger) |
| Loan quality | 81 (stronger) | 61 |
| Earnings | 27 | 63 (stronger) |
| Funding & liquidity | 68 | 77 (stronger) |
| Problem-loan coverage | 87 (stronger) | 85 |
| Peer percentile | 21st | 48th |
| Total assets | $153.6M | $217.2M |
| Deposits / shares | $128.1M | $189.3M |
| Capital ratio | 9.96% | 11.97% (stronger) |
| Problem loans | 0.58% (stronger) | 1.17% |
| Net charge-offs | 0.41% | 0.35% (stronger) |
| Return on assets | 0.18% | 1.07% (stronger) |
| Loans ÷ deposits | 92.5% | 83.1% (stronger) |
| Uninsured deposits | 12.3% | 7.8% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.6% | 23.8% |
United Consumers Credit Union has the higher TellerScore (69 vs 60). On the 7 directional measures above (where higher or lower is clearly better), R G Federal Credit Union leads on 1 and United Consumers Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.