Side-by-side · Q2 2026 data
R.I.A. Federal Credit Union vs Numark Credit Union
Metric by metric
| Measure | R.I.A. Federal Credit Union | Numark Credit Union |
|---|---|---|
| TellerScore | 62 (stronger) | 59 |
| Capital cushion | 49 | 52 (stronger) |
| Loan quality | 77 (stronger) | 57 |
| Earnings | 34 | 45 (stronger) |
| Funding & liquidity | 86 (stronger) | 79 |
| Problem-loan coverage | 87 (stronger) | 83 |
| Peer percentile | 26th | 19th |
| Total assets | $749.1M | $932.2M |
| Deposits / shares | $692.1M | $786.3M |
| Capital ratio | 9.89% | 10.24% (stronger) |
| Problem loans | 0.70% (stronger) | 1.30% |
| Net charge-offs | 0.75% | 0.25% (stronger) |
| Return on assets | 0.36% | 0.62% (stronger) |
| Loans ÷ deposits | 74.1% (stronger) | 81.6% |
| Uninsured deposits | 5.3% (stronger) | 7.4% |
| Offices | 11 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.1% | 23.1% |
R.I.A. Federal Credit Union has the higher TellerScore (62 vs 59). On the 7 directional measures above (where higher or lower is clearly better), R.I.A. Federal Credit Union leads on 4 and Numark Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.