Headquartered in Joliet, Illinois, Numark Credit Union is a federally insured state-chartered credit union with $932.2M in total assets and $786.3M in member shares and deposits as of Q2 2026. It operates 10 offices. Its charter dates back to 1954.
Based on its Q2 2026 filing, Numark Credit Union scores 59/100, which we describe as moderate. That is higher than only 19% of 1,341 credit unions with $100 million – $1 billion. Among 188 credit unions headquartered in Illinois, it ranks 160th. Its strongest component is problem-loan coverage (83/100; 8.7%), and its lowest is earnings (45/100; 0.62%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (61 → 59), mostly because the loan quality component weakened by 9 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 65 |
| Q3 2024 | 62 |
| Q4 2024 | 62 |
| Q1 2025 | 60 |
| Q2 2025 | 61 |
| Q3 2025 | 59 |
| Q4 2025 | 59 |
| Q1 2026 | 61 |
| Q2 2026 | 59 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.68% |
| Q3 2024 | 10.21% |
| Q4 2024 | 10.19% |
| Q1 2025 | 10.00% |
| Q2 2025 | 10.26% |
| Q3 2025 | 10.39% |
| Q4 2025 | 10.47% |
| Q1 2026 | 9.90% |
| Q2 2026 | 10.24% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.83% |
| Q3 2024 | 0.93% |
| Q4 2024 | 1.04% |
| Q1 2025 | 0.93% |
| Q2 2025 | 1.02% |
| Q3 2025 | 1.31% |
| Q4 2025 | 1.28% |
| Q1 2026 | 0.94% |
| Q2 2026 | 1.30% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.79% |
| Q3 2024 | 0.74% |
| Q4 2024 | 0.77% |
| Q1 2025 | 0.48% |
| Q2 2025 | 0.65% |
| Q3 2025 | 0.72% |
| Q4 2025 | 0.67% |
| Q1 2026 | 0.51% |
| Q2 2026 | 0.62% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 59 | $932.2M | 10.24% | 1.30% | 0.62% | 81.6% |
| Q1 2026 | 61 | $947.6M | 9.90% | 0.94% | 0.51% | 79.8% |
| Q4 2025 | 59 | $884.9M | 10.47% | 1.28% | 0.67% | 86.9% |
| Q3 2025 | 59 | $879.8M | 10.39% | 1.31% | 0.72% | 87.6% |
| Q2 2025 | 61 | $872.2M | 10.26% | 1.02% | 0.65% | 87.4% |
| Q1 2025 | 60 | $877.5M | 10.00% | 0.93% | 0.48% | 84.3% |
| Q4 2024 | 62 | $850.5M | 10.19% | 1.04% | 0.77% | 86.4% |
| Q3 2024 | 62 | $829.4M | 10.21% | 0.93% | 0.74% | 87.9% |
| Q2 2024 | 65 | $778.1M | 10.68% | 0.83% | 0.79% | 87.1% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Alero Financial Credit UnionCredit union Elgin, IL | 66 out of 100, Moderate | $953.5M | 11.9% | 0.79% | vs |
| University of Illinois Community Credit UnionCredit union Champaign, IL | 67 out of 100, Moderate | $765.5M | 9.9% | 0.57% | vs |
| R.I.A. Federal Credit UnionCredit union Rock Island, IL | 62 out of 100, Moderate | $749.1M | 9.9% | 0.70% | vs |
| National Police Federal Credit UnionCredit union Chicago, IL | 63 out of 100, Moderate | $620.7M | 8.9% | 0.77% | vs |
| Financial Plus Credit UnionCredit union Ottawa, IL | 84 out of 100, Strong | $607.4M | 13.2% | 0.45% | vs |
| Dupage Credit UnionCredit union Naperville, IL | 62 out of 100, Moderate | $600.2M | 9.6% | 0.48% | vs |
Deposit insurance
Is my money safe at Numark Credit Union?
Yes. Numark Credit Union is a federally insured credit union (NCUA charter #61447). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 7.4% of shares and deposits ($57.8M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 10.24%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
10 locations
Branches
Numark Credit Union lists 10 offices in 9 cities. Most locations:
- Lemont, IL (2)
- Aurora, IL (1)
- Chicago, IL (1)
- Countryside, IL (1)
- Crest Hill, IL (1)
- Joliet, IL (1)
- Paw Paw, IL (1)
- Plainfield, IL (1)
- Warrenville, IL (1)
HMDA 2025
Mortgage lending
In 2025, Numark Credit Union reported 936 home-loan applications under HMDA (LEI 549300E3X7YDJIUENL65): 605 originated ($100,215,000 total), 183 denied, and 143 withdrawn or closed by the applicant. Its denial rate on decided applications was 23.1%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Numark Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 61447
- RSSD ID
- 52193
- Primary regulator
- State + NCUA
- Established
- 1954
- Headquarters
- PO Box 2729, Joliet, IL 60434
- Employees
- 189
Quick answers
Numark Credit Union: common questions
Is Numark Credit Union NCUA insured?
Yes. Numark Credit Union is a federally insured credit union (NCUA charter #61447). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Numark Credit Union's TellerScore?
59 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Numark Credit Union have?
10 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Joliet
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Aurora Policemen Credit UnionCredit union Aurora, IL | 95 out of 100, Very strong | $26.3M | 15.3% | 0.00% | vs |
| Aurora Firefighters' Credit UnionCredit union Aurora, IL | 93 out of 100, Very strong | $2.7M | 16.1% | 0.00% | vs |
| First Community Bank and TrustBank Beecher, IL | 91 out of 100, Very strong | $201.7M | 13.5% | 0.00% | vs |
| Chicago Firefighter'S Credit UnionCredit union Chicago, IL | 89 out of 100, Very strong | $92.9M | 14.1% | 0.07% | vs |
| Earthmover Credit UnionCredit union Aurora, IL | 87 out of 100, Very strong | $471.7M | 19.3% | 0.75% | vs |
| Oak Lawn Municipal Employees Credit UnionCredit union Oak Lawn, IL | 87 out of 100, Very strong | $4.8M | 13.7% | 0.00% | vs |