Side-by-side · Q2 2026 data
R.I.A. Federal Credit Union vs University of Illinois Community Credit Union
Credit union
University of Illinois Community Credit Union
Champaign, Illinois · $100 million – $1 billion
Metric by metric
| Measure | R.I.A. Federal Credit Union | University of Illinois Community Credit Union |
|---|---|---|
| TellerScore | 62 | 67 (stronger) |
| Capital cushion | 49 | 49 |
| Loan quality | 77 | 81 (stronger) |
| Earnings | 34 | 65 (stronger) |
| Funding & liquidity | 86 (stronger) | 69 |
| Problem-loan coverage | 87 | 91 (stronger) |
| Peer percentile | 26th | 41st |
| Total assets | $749.1M | $765.5M |
| Deposits / shares | $692.1M | $689.0M |
| Capital ratio | 9.89% | 9.93% (stronger) |
| Problem loans | 0.70% | 0.57% (stronger) |
| Net charge-offs | 0.75% | 0.73% (stronger) |
| Return on assets | 0.36% | 1.11% (stronger) |
| Loans ÷ deposits | 74.1% (stronger) | 90.8% |
| Uninsured deposits | 5.3% (stronger) | 6.1% |
| Offices | 11 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.1% | 6.6% |
University of Illinois Community Credit Union has the higher TellerScore (67 vs 62). On the 7 directional measures above (where higher or lower is clearly better), R.I.A. Federal Credit Union leads on 2 and University of Illinois Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.