Side-by-side · Q2 2026 data
R-S Bellco Federal Credit Union vs York Educational Federal Credit Union
Credit union
R-S Bellco Federal Credit Union
New Brighton, Pennsylvania · Under $100 million in assets
Credit union
York Educational Federal Credit Union
York, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | R-S Bellco Federal Credit Union | York Educational Federal Credit Union |
|---|---|---|
| TellerScore | 57 | 74 (stronger) |
| Capital cushion | 22 | 57 (stronger) |
| Loan quality | 71 | 95 (stronger) |
| Earnings | 56 (stronger) | 42 |
| Funding & liquidity | 88 | 100 (stronger) |
| Problem-loan coverage | 84 | 99 (stronger) |
| Peer percentile | 17th | 49th |
| Total assets | $44.5M | $43.5M |
| Deposits / shares | $41.4M | $38.7M |
| Capital ratio | 7.17% | 10.65% (stronger) |
| Problem loans | 0.86% | 0.16% (stronger) |
| Net charge-offs | 0.26% (stronger) | 0.70% |
| Return on assets | 0.91% (stronger) | 0.56% |
| Loans ÷ deposits | 71.8% | 53.9% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 2.3% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
York Educational Federal Credit Union has the higher TellerScore (74 vs 57). On the 7 directional measures above (where higher or lower is clearly better), R-S Bellco Federal Credit Union leads on 3 and York Educational Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.