Side-by-side · Q2 2026 data
R T P Federal Credit Union vs Duke University Federal Credit Union
Credit union
Duke University Federal Credit Union
Durham, North Carolina · $100 million – $1 billion
Metric by metric
| Measure | R T P Federal Credit Union | Duke University Federal Credit Union |
|---|---|---|
| TellerScore | 58 | 64 (stronger) |
| Capital cushion | 31 | 57 (stronger) |
| Loan quality | 72 (stronger) | 43 |
| Earnings | 32 | 63 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 88 (stronger) | 85 |
| Peer percentile | 16th | 31st |
| Total assets | $142.2M | $203.2M |
| Deposits / shares | $130.0M | $180.1M |
| Capital ratio | 8.08% | 10.74% (stronger) |
| Problem loans | 0.85% (stronger) | 1.71% |
| Net charge-offs | 0.52% | 0.45% (stronger) |
| Return on assets | 0.29% | 1.06% (stronger) |
| Loans ÷ deposits | 60.3% | 51.6% (stronger) |
| Uninsured deposits | 2.9% (stronger) | 6.8% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.7% | 23.1% |
Duke University Federal Credit Union has the higher TellerScore (64 vs 58). On the 7 directional measures above (where higher or lower is clearly better), R T P Federal Credit Union leads on 2 and Duke University Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.