Side-by-side · Q2 2026 data
Rabun County Bank vs Nantahala Bank & Trust Company
Metric by metric
| Measure | Rabun County Bank | Nantahala Bank & Trust Company |
|---|---|---|
| TellerScore | 81 (stronger) | 73 |
| Capital cushion | 55 (stronger) | 44 |
| Loan quality | 98 (stronger) | 89 |
| Earnings | 86 (stronger) | 79 |
| Funding & liquidity | 87 (stronger) | 81 |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 80th | 53rd |
| Total assets | $361.5M | $288.8M |
| Deposits / shares | $321.3M | $260.4M |
| Capital ratio | 10.49% (stronger) | 9.43% |
| Problem loans | 0.05% (stronger) | 0.32% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.64% (stronger) | 1.47% |
| Loans ÷ deposits | 71.8% (stronger) | 74.0% |
| Uninsured deposits | 16.5% (stronger) | 19.7% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Rabun County Bank has the higher TellerScore (81 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Rabun County Bank leads on 7 and Nantahala Bank & Trust Company on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.