Side-by-side · Q2 2026 data
Raccoon Valley Bank vs Ohnward Bank & Trust
Metric by metric
| Measure | Raccoon Valley Bank | Ohnward Bank & Trust |
|---|---|---|
| TellerScore | 66 | 74 (stronger) |
| Capital cushion | 46 | 76 (stronger) |
| Loan quality | 75 | 80 (stronger) |
| Earnings | 85 (stronger) | 76 |
| Funding & liquidity | 50 (stronger) | 46 |
| Problem-loan coverage | 89 | 93 (stronger) |
| Peer percentile | 31st | 57th |
| Total assets | $486.0M | $499.1M |
| Deposits / shares | $430.2M | $417.6M |
| Capital ratio | 9.57% | 12.58% (stronger) |
| Problem loans | 0.74% | 0.60% (stronger) |
| Net charge-offs | -0.27% (stronger) | 0.01% |
| Return on assets | 1.62% (stronger) | 1.39% |
| Loans ÷ deposits | 87.6% (stronger) | 92.9% |
| Uninsured deposits | 35.8% | 33.7% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ohnward Bank & Trust has the higher TellerScore (74 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Raccoon Valley Bank leads on 3 and Ohnward Bank & Trust on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.