Side-by-side · Q2 2026 data
Raccoon Valley Bank vs TruBank
Metric by metric
| Measure | Raccoon Valley Bank | TruBank |
|---|---|---|
| TellerScore | 66 (stronger) | 56 |
| Capital cushion | 46 (stronger) | 42 |
| Loan quality | 75 (stronger) | 56 |
| Earnings | 85 (stronger) | 64 |
| Funding & liquidity | 50 | 61 (stronger) |
| Problem-loan coverage | 89 (stronger) | 79 |
| Peer percentile | 31st | 13th |
| Total assets | $486.0M | $494.6M |
| Deposits / shares | $430.2M | $366.1M |
| Capital ratio | 9.57% (stronger) | 9.23% |
| Problem loans | 0.74% (stronger) | 1.33% |
| Net charge-offs | -0.27% (stronger) | 0.00% |
| Return on assets | 1.62% (stronger) | 1.09% |
| Loans ÷ deposits | 87.6% | 77.9% (stronger) |
| Uninsured deposits | 35.8% | 34.2% (stronger) |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.3% |
Raccoon Valley Bank has the higher TellerScore (66 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Raccoon Valley Bank leads on 5 and TruBank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.