Side-by-side · Q2 2026 data
Racine Municipal Employees Credit Union vs M.E. Employees Credit Union
Credit union
Racine Municipal Employees Credit Union
Racine, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | Racine Municipal Employees Credit Union | M.E. Employees Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 62 |
| Capital cushion | 79 (stronger) | 48 |
| Loan quality | 75 | 86 (stronger) |
| Earnings | 68 (stronger) | 43 |
| Funding & liquidity | 93 (stronger) | 63 |
| Problem-loan coverage | 93 (stronger) | 83 |
| Peer percentile | 62nd | 24th |
| Total assets | $25.9M | $19.0M |
| Deposits / shares | $22.3M | $17.1M |
| Capital ratio | 12.86% (stronger) | 9.80% |
| Problem loans | 0.75% | 0.42% (stronger) |
| Net charge-offs | 0.34% | 0.21% (stronger) |
| Return on assets | 1.21% (stronger) | 0.58% |
| Loans ÷ deposits | 67.0% (stronger) | 97.4% |
| Uninsured deposits | 2.2% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Racine Municipal Employees Credit Union has the higher TellerScore (79 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Racine Municipal Employees Credit Union leads on 4 and M.E. Employees Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.