TellerScore

M.E. Employees Credit Union is a federally insured state-chartered credit union headquartered in Wausau, Wisconsin, in business for about 94 years. At the end of Q2 2026 it reported $19.0M in total assets and $17.1M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, M.E. Employees Credit Union scores 62/100, which we describe as moderate. That is higher than only 24% of 2,479 credit unions with under $100 million in assets. Among 98 credit unions headquartered in Wisconsin, it ranks 80th. Its strongest component is loan quality (86/100; 0.42%), and its lowest is earnings (43/100; 0.58%).

TellerScore · Q2 2026

Scorecard

Capital cushion48/100
Net worth ratio: 9.80%
Loan quality86/100
Loans 60+ days delinquent ÷ total loans: 0.42%
Earnings43/100
Return on assets (annualized): 0.58%
Funding & liquidity63/100
Loans ÷ shares: 97.4% · 0.0% uninsured
Problem-loan coverage83/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 8.45%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (61 → 62).

TellerScore
495662Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202460
Q3 202460
Q4 202462
Q1 202549
Q2 202561
Q3 202559
Q4 202559
Q1 202662
Q2 202662
Net worth ratio
7.00%8.82%10.64%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.64%
Q3 202410.29%
Q4 202410.35%
Q1 202510.18%
Q2 202510.22%
Q3 202510.09%
Q4 20259.85%
Q1 20269.95%
Q2 20269.80%
Delinquent loans (60+ days)
0.04%0.62%1.19%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.04%
Q3 20240.12%
Q4 20240.10%
Q1 20251.19%
Q2 20250.09%
Q3 20250.36%
Q4 20250.33%
Q1 20260.25%
Q2 20260.42%
Return on assets
-0.45%0.06%0.58%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.45%
Q3 2024-0.24%
Q4 20240.00%
Q1 2025-0.18%
Q2 2025-0.05%
Q3 20250.16%
Q4 20250.17%
Q1 20260.40%
Q2 20260.58%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202662$19.0M9.80%0.42%0.58%97.4%
Q1 202662$18.4M9.95%0.25%0.40%103.6%
Q4 202559$18.4M9.85%0.33%0.17%104.6%
Q3 202559$18.2M10.09%0.36%0.16%102.9%
Q2 202561$17.7M10.22%0.09%-0.05%102.2%
Q1 202549$17.7M10.18%1.19%-0.18%102.0%
Q4 202462$17.9M10.35%0.10%0.00%100.4%
Q3 202460$18.0M10.29%0.12%-0.24%101.3%
Q2 202460$17.3M10.64%0.04%-0.45%102.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.80%
15th
Problem loans0.42%
62nd
Net charge-offs0.21%
46th
Return on assets0.58%
46th
Loans to deposits97.4%
4th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio8.4%
16th

Similar-size credit unions in Wisconsin

InstitutionScoreAssetsCapitalProblem loansCompare
Holy Family Memorial Credit UnionCredit union Manitowoc, WI75 out of 100, Strong$19.7M11.1%0.09%vs
Oshkosh Community Credit UnionCredit union Oshkosh, WI69 out of 100, Moderate$20.3M11.2%0.24%vs
Lakewood Credit UnionCredit union Rib Lake, WI47 out of 100, Below average$16.0M10.9%1.91%vs
Wisconsin Medical Credit UnionCredit union Green Bay, WI79 out of 100, Strong$15.9M12.4%0.21%vs
Public Service Credit UnionCredit union Wausau, WI80 out of 100, Strong$13.9M19.3%0.07%vs
Service Credit UnionCredit union Green Bay, WI84 out of 100, Strong$13.3M22.1%0.03%vs

Deposit insurance

Is my money safe at M.E. Employees Credit Union?

Yes. M.E. Employees Credit Union is a federally insured credit union (NCUA charter #66862). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 9.80%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

M.E. Employees Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
M.E. Employees Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
66862
RSSD ID
687193
Primary regulator
State + NCUA
Established
1932
Headquarters
111 E Randolph St, Wausau, WI 54401
Employees
5

Quick answers

M.E. Employees Credit Union: common questions

Is M.E. Employees Credit Union NCUA insured?

Yes. M.E. Employees Credit Union is a federally insured credit union (NCUA charter #66862). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is M.E. Employees Credit Union's TellerScore?

62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does M.E. Employees Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Wausau

InstitutionScoreAssetsCapitalProblem loansCompare
Marathon County Employees Credit UnionCredit union Wausau, WI86 out of 100, Very strong$46.5M16.3%0.38%vs
Partners Bank of WisconsinBank Marshfield, WI86 out of 100, Very strong$294.2M14.7%0.36%vs
Athens Area Credit UnionCredit union Athens, WI84 out of 100, Strong$49.9M13.3%0.63%vs
Valley Communities Credit UnionCredit union Mosinee, WI83 out of 100, Strong$306.9M13.0%0.28%vs
Marathon BankBank Wausau, WI82 out of 100, Strong$261.1M15.3%0.03%vs
Crossbridge Community BankBank Tomahawk, WI81 out of 100, Strong$216.7M13.1%0.28%vs