Side-by-side · Q2 2026 data
Racine Municipal Employees Credit Union vs Oshkosh Community Credit Union
Credit union
Racine Municipal Employees Credit Union
Racine, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | Racine Municipal Employees Credit Union | Oshkosh Community Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 69 |
| Capital cushion | 79 (stronger) | 62 |
| Loan quality | 75 | 92 (stronger) |
| Earnings | 68 (stronger) | 29 |
| Funding & liquidity | 93 (stronger) | 76 |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 62nd | 38th |
| Total assets | $25.9M | $20.3M |
| Deposits / shares | $22.3M | $17.9M |
| Capital ratio | 12.86% (stronger) | 11.23% |
| Problem loans | 0.75% | 0.24% (stronger) |
| Net charge-offs | 0.34% (stronger) | 1.31% |
| Return on assets | 1.21% (stronger) | 0.23% |
| Loans ÷ deposits | 67.0% (stronger) | 84.7% |
| Uninsured deposits | 2.2% (stronger) | 3.6% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Racine Municipal Employees Credit Union has the higher TellerScore (79 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Racine Municipal Employees Credit Union leads on 6 and Oshkosh Community Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.