Side-by-side · Q2 2026 data
Radifi Federal Credit Union vs Insight Credit Union
Metric by metric
| Measure | Radifi Federal Credit Union | Insight Credit Union |
|---|---|---|
| TellerScore | 62 (stronger) | 58 |
| Capital cushion | 46 | 52 (stronger) |
| Loan quality | 85 (stronger) | 62 |
| Earnings | 44 (stronger) | 20 |
| Funding & liquidity | 62 | 95 (stronger) |
| Problem-loan coverage | 92 (stronger) | 87 |
| Peer percentile | 26th | 16th |
| Total assets | $715.2M | $629.1M |
| Deposits / shares | $558.4M | $576.3M |
| Capital ratio | 9.58% | 10.15% (stronger) |
| Problem loans | 0.45% (stronger) | 1.13% |
| Net charge-offs | 0.67% (stronger) | 0.71% |
| Return on assets | 0.60% (stronger) | -0.01% |
| Loans ÷ deposits | 98.0% | 65.2% (stronger) |
| Uninsured deposits | 5.7% | 3.7% (stronger) |
| Offices | 8 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 25.0% |
Radifi Federal Credit Union has the higher TellerScore (62 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Radifi Federal Credit Union leads on 4 and Insight Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.