Side-by-side · Q2 2026 data
Rah Federal Credit Union vs Worcester Police Department Federal Credit Union
Credit union
Worcester Police Department Federal Credit Union
Worcester, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Rah Federal Credit Union | Worcester Police Department Federal Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 69 |
| Capital cushion | 61 | 67 (stronger) |
| Loan quality | 95 (stronger) | 84 |
| Earnings | 50 (stronger) | 36 |
| Funding & liquidity | 80 (stronger) | 74 |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 49th | 38th |
| Total assets | $23.9M | $25.5M |
| Deposits / shares | $21.2M | $22.2M |
| Capital ratio | 11.05% | 11.67% (stronger) |
| Problem loans | 0.15% (stronger) | 0.48% |
| Net charge-offs | -0.23% (stronger) | 0.14% |
| Return on assets | 0.75% (stronger) | 0.40% |
| Loans ÷ deposits | 80.0% (stronger) | 86.0% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Rah Federal Credit Union has the higher TellerScore (74 vs 69). On the 6 directional measures above (where higher or lower is clearly better), Rah Federal Credit Union leads on 5 and Worcester Police Department Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.