Rah Federal Credit Union (NCUA charter #14845) is based in Randolph, Massachusetts. Its Q2 2026 call report shows $23.9M in total assets and $21.2M in member shares and deposits and 3 offices across 2 states.
Based on its Q2 2026 filing, Rah Federal Credit Union scores 74/100, which we describe as strong. That is higher than only 49% of 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Massachusetts, it ranks 54th. Its strongest component is problem-loan coverage (98/100; 1.0%), and its lowest is earnings (50/100; 0.75%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 7 points (67 → 74), mostly because the loan quality component improved by 15 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 73 |
| Q3 2024 | 44 |
| Q4 2024 | 71 |
| Q1 2025 | 71 |
| Q2 2025 | 67 |
| Q3 2025 | 62 |
| Q4 2025 | 73 |
| Q1 2026 | 75 |
| Q2 2026 | 74 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.66% |
| Q3 2024 | 11.01% |
| Q4 2024 | 10.49% |
| Q1 2025 | 10.66% |
| Q2 2025 | 10.58% |
| Q3 2025 | 10.91% |
| Q4 2025 | 11.00% |
| Q1 2026 | 10.82% |
| Q2 2026 | 11.05% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.11% |
| Q3 2024 | 4.13% |
| Q4 2024 | 0.25% |
| Q1 2025 | 0.19% |
| Q2 2025 | 0.61% |
| Q3 2025 | 1.31% |
| Q4 2025 | 0.23% |
| Q1 2026 | 0.08% |
| Q2 2026 | 0.15% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.66% |
| Q3 2024 | 0.70% |
| Q4 2024 | 0.64% |
| Q1 2025 | 0.48% |
| Q2 2025 | 0.56% |
| Q3 2025 | 0.68% |
| Q4 2025 | 0.71% |
| Q1 2026 | 0.79% |
| Q2 2026 | 0.75% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 74 | $23.9M | 11.05% | 0.15% | 0.75% | 80.0% |
| Q1 2026 | 75 | $24.0M | 10.82% | 0.08% | 0.79% | 71.6% |
| Q4 2025 | 73 | $23.2M | 11.00% | 0.23% | 0.71% | 72.9% |
| Q3 2025 | 62 | $23.0M | 10.91% | 1.31% | 0.68% | 75.2% |
| Q2 2025 | 67 | $22.8M | 10.58% | 0.61% | 0.56% | 75.4% |
| Q1 2025 | 71 | $22.7M | 10.66% | 0.19% | 0.48% | 75.3% |
| Q4 2024 | 71 | $22.8M | 10.49% | 0.25% | 0.64% | 74.0% |
| Q3 2024 | 44 | $21.4M | 11.01% | 4.13% | 0.70% | 79.3% |
| Q2 2024 | 73 | $21.7M | 10.66% | 0.11% | 0.66% | 77.9% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Massachusetts
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Billerica Municipal Employees Credit UnionCredit union Billerica, MA | 91 out of 100, Very strong | $23.6M | 17.8% | 0.00% | vs |
| Attleboro M E Federal Credit UnionCredit union Attleboro, MA | 90 out of 100, Very strong | $24.6M | 13.7% | 0.13% | vs |
| Somerville School Employees Federal Credit UnionCredit union Somerville, MA | 85 out of 100, Very strong | $22.9M | 17.2% | 0.18% | vs |
| Worcester Police Department Federal Credit UnionCredit union Worcester, MA | 69 out of 100, Moderate | $25.5M | 11.7% | 0.48% | vs |
| Beverly Municipal Federal Credit UnionCredit union Beverly, MA | 69 out of 100, Moderate | $25.8M | 8.8% | 0.08% | vs |
| Chelsea Employees Federal Credit UnionCredit union Chelsea, MA | 66 out of 100, Moderate | $21.5M | 8.7% | 0.08% | vs |
Deposit insurance
Is my money safe at Rah Federal Credit Union?
Yes. Rah Federal Credit Union is a federally insured credit union (NCUA charter #14845). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 11.05%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
Rah Federal Credit Union lists 3 offices in 3 cities across 2 states. Most locations:
- Amherst, NY (1)
- Randolph, MA (1)
- Taunton, MA (1)
Identity & history
Profile
- Legal name
- Rah Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 14845
- RSSD ID
- 986980
- Primary regulator
- NCUA
- Established
- 1962
- Headquarters
- 45 Diauto Dr, Randolph, MA 02368
- Employees
- 5
Quick answers
Rah Federal Credit Union: common questions
Is Rah Federal Credit Union NCUA insured?
Yes. Rah Federal Credit Union is a federally insured credit union (NCUA charter #14845). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Rah Federal Credit Union's TellerScore?
74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Rah Federal Credit Union have?
3 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Randolph
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Alpha Credit UnionCredit union Boston, MA | 97 out of 100, Very strong | $35.1M | 18.8% | 0.14% | vs |
| Cambridge Municipal Employees Federal Credit UnionCredit union Cambridge, MA | 97 out of 100, Very strong | $10.2M | 24.8% | 0.12% | vs |
| Cambridge Firefighters Federal Credit UnionCredit union Cambridge, MA | 92 out of 100, Very strong | $14.2M | 25.8% | 0.27% | vs |
| Somerville Mass Firefighters Federal Credit UnionCredit union Somerville, MA | 92 out of 100, Very strong | $7.4M | 19.6% | 0.00% | vs |
| Watertown Municipal Credit UnionCredit union Watertown, MA | 91 out of 100, Very strong | $9.7M | 36.9% | 0.00% | vs |
| NorthEast Community BankBank White Plains, NY | 90 out of 100, Very strong | $2.1B | 17.3% | 0.00% | vs |