Side-by-side · Q2 2026 data
Railway Credit Union vs North Star Community Credit Union
Credit union
North Star Community Credit Union
Maddock, North Dakota · $100 million – $1 billion
Metric by metric
| Measure | Railway Credit Union | North Star Community Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 61 |
| Capital cushion | 71 | 93 (stronger) |
| Loan quality | 83 (stronger) | 4 |
| Earnings | 55 | 67 (stronger) |
| Funding & liquidity | 76 | 76 |
| Problem-loan coverage | 92 (stronger) | 71 |
| Peer percentile | 63rd | 24th |
| Total assets | $211.6M | $464.8M |
| Deposits / shares | $184.4M | $396.8M |
| Capital ratio | 12.12% | 14.31% (stronger) |
| Problem loans | 0.50% (stronger) | 2.87% |
| Net charge-offs | 0.00% (stronger) | 0.44% |
| Return on assets | 0.89% | 1.18% (stronger) |
| Loans ÷ deposits | 83.8% (stronger) | 84.3% |
| Uninsured deposits | 6.3% (stronger) | 7.3% |
| Offices | 3 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Railway Credit Union has the higher TellerScore (74 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Railway Credit Union leads on 5 and North Star Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.