Side-by-side · Q2 2026 data
Raleigh Co. Educators Federal Credit Union vs Air Tech Credit Union
Credit union
Raleigh Co. Educators Federal Credit Union
Beckley, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Raleigh Co. Educators Federal Credit Union | Air Tech Credit Union |
|---|---|---|
| TellerScore | 97 (stronger) | 85 |
| Capital cushion | 100 | 100 |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 86 (stronger) | 27 |
| Funding & liquidity | 100 (stronger) | 98 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 98th | 77th |
| Total assets | $21.3M | $2.1M |
| Deposits / shares | $15.5M | $1.5M |
| Capital ratio | 26.34% | 27.62% (stronger) |
| Problem loans | 0.04% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.64% (stronger) | 0.18% |
| Loans ÷ deposits | 60.4% (stronger) | 62.3% |
| Uninsured deposits | 2.5% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Raleigh Co. Educators Federal Credit Union has the higher TellerScore (97 vs 85). On the 6 directional measures above (where higher or lower is clearly better), Raleigh Co. Educators Federal Credit Union leads on 3 and Air Tech Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.