Side-by-side · Q2 2026 data
Raleigh County Federal Credit Union vs Hancock School Emp. Federal Credit Union
Credit union
Raleigh County Federal Credit Union
Beckley, West Virginia · Under $100 million in assets
Credit union
Hancock School Emp. Federal Credit Union
Weirton, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Raleigh County Federal Credit Union | Hancock School Emp. Federal Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 76 |
| Capital cushion | 76 (stronger) | 66 |
| Loan quality | 89 (stronger) | 86 |
| Earnings | 44 | 48 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 62nd | 54th |
| Total assets | $21.6M | $24.0M |
| Deposits / shares | $18.7M | $21.3M |
| Capital ratio | 12.57% (stronger) | 11.59% |
| Problem loans | 0.34% (stronger) | 0.41% |
| Net charge-offs | 0.73% | 0.00% (stronger) |
| Return on assets | 0.59% | 0.70% (stronger) |
| Loans ÷ deposits | 56.8% | 24.0% (stronger) |
| Uninsured deposits | 1.3% (stronger) | 11.3% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Raleigh County Federal Credit Union has the higher TellerScore (79 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Raleigh County Federal Credit Union leads on 4 and Hancock School Emp. Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.