Side-by-side · Q2 2026 data
Randall State Bank vs Bonanza Valley State Bank
Metric by metric
| Measure | Randall State Bank | Bonanza Valley State Bank |
|---|---|---|
| TellerScore | 56 | 68 (stronger) |
| Capital cushion | 57 (stronger) | 47 |
| Loan quality | 23 | 98 (stronger) |
| Earnings | 80 (stronger) | 68 |
| Funding & liquidity | 63 (stronger) | 42 |
| Problem-loan coverage | 79 | 99 (stronger) |
| Peer percentile | 15th | 33rd |
| Total assets | $76.4M | $74.8M |
| Deposits / shares | $63.2M | $59.5M |
| Capital ratio | 10.73% (stronger) | 9.73% |
| Problem loans | 2.30% | 0.06% (stronger) |
| Net charge-offs | 0.79% | 0.01% (stronger) |
| Return on assets | 1.50% (stronger) | 1.20% |
| Loans ÷ deposits | 96.6% (stronger) | 106.7% |
| Uninsured deposits | 15.4% (stronger) | 25.4% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bonanza Valley State Bank has the higher TellerScore (68 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Randall State Bank leads on 4 and Bonanza Valley State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.