Headquartered in Randall, Minnesota, Randall State Bank is a state-chartered bank with $76.4M in total assets and $63.2M in deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1908.
Randall State Bank has a TellerScore of 56 out of 100 (moderate) based on Q2 2026 data — higher than only 15% of its 546 banks with under $100 million in assets. Among 223 banks headquartered in Minnesota, it ranks 190th. Earnings contributes the most (80/100, 1.50%); loan quality contributes the least (23/100, 2.30%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (50 → 56), mostly because the earnings component improved by 17 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 58 |
| Q3 2024 | 64 |
| Q4 2024 | 64 |
| Q1 2025 | 67 |
| Q2 2025 | 50 |
| Q3 2025 | 50 |
| Q4 2025 | 45 |
| Q1 2026 | 52 |
| Q2 2026 | 56 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.09% |
| Q3 2024 | 10.22% |
| Q4 2024 | 10.29% |
| Q1 2025 | 10.25% |
| Q2 2025 | 10.43% |
| Q3 2025 | 11.26% |
| Q4 2025 | 10.34% |
| Q1 2026 | 10.34% |
| Q2 2026 | 10.73% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.69% |
| Q3 2024 | 1.23% |
| Q4 2024 | 0.90% |
| Q1 2025 | 0.80% |
| Q2 2025 | 2.54% |
| Q3 2025 | 2.12% |
| Q4 2025 | 2.47% |
| Q1 2026 | 3.16% |
| Q2 2026 | 2.30% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.23% |
| Q3 2024 | 1.27% |
| Q4 2024 | 0.94% |
| Q1 2025 | 1.21% |
| Q2 2025 | 1.07% |
| Q3 2025 | 0.13% |
| Q4 2025 | 0.34% |
| Q1 2026 | 1.80% |
| Q2 2026 | 1.50% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 56 | $76.4M | 10.73% | 2.30% | 1.50% | 96.6% |
| Q1 2026 | 52 | $74.8M | 10.34% | 3.16% | 1.80% | 92.9% |
| Q4 2025 | 45 | $71.0M | 10.34% | 2.47% | 0.34% | 93.0% |
| Q3 2025 | 50 | $80.7M | 11.26% | 2.12% | 0.13% | 75.7% |
| Q2 2025 | 50 | $59.6M | 10.43% | 2.54% | 1.07% | 89.7% |
| Q1 2025 | 67 | $60.3M | 10.25% | 0.80% | 1.21% | 87.8% |
| Q4 2024 | 64 | $58.4M | 10.29% | 0.90% | 0.94% | 88.3% |
| Q3 2024 | 64 | $59.2M | 10.22% | 1.23% | 1.27% | 85.2% |
| Q2 2024 | 58 | $58.7M | 10.09% | 1.69% | 1.23% | 88.3% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Minnesota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Elysian BankBank Elysian, MN | 79 out of 100, Strong | $76.0M | 12.2% | 0.74% | vs |
| Bonanza Valley State BankBank Brooten, MN | 68 out of 100, Moderate | $74.8M | 9.7% | 0.06% | vs |
| Farmers State Bank of TrimontBank Trimont, MN | 70 out of 100, Strong | $73.1M | 17.4% | 1.05% | vs |
| Security State Bank of KenyonBank Kenyon, MN | 76 out of 100, Strong | $72.2M | 12.6% | 0.36% | vs |
| State Bank of Cold SpringBank Cold Spring, MN | 66 out of 100, Moderate | $81.7M | 10.1% | 1.60% | vs |
| American State Bank of GryglaBank Grygla, MN | 83 out of 100, Strong | $81.8M | 10.8% | 0.00% | vs |
Deposit insurance
Is my money safe at Randall State Bank?
Yes. Randall State Bank is an FDIC-insured institution (FDIC certificate #10969). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 15.4% of deposits ($9.7M) are above the $250,000 FDIC insurance limit, close to the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.73%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
Randall State Bank lists 2 offices in 2 cities. Most locations:
- Brainerd, MN (1)
- Randall, MN (1)
Identity & history
Profile
- Legal name
- Randall State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 10969
- RSSD ID
- 172251
- Primary regulator
- FDIC
- Holding company
- Security St Agency Aitkin Inc
- Established
- April 8, 1908
- Headquarters
- 307 Pacific Ave, Randall, MN 56475
- Website
- www.randallstatebank.com
- Employees
- 15
Quick answers
Randall State Bank: common questions
Is Randall State Bank FDIC insured?
Yes. Randall State Bank is an FDIC-insured institution (FDIC certificate #10969). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Randall State Bank's TellerScore?
56 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Randall State Bank ever failed?
There is no failure record for FDIC certificate #10969 in the FDIC failed bank list.
How many branches does Randall State Bank have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Randall
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First National Bank NorthBank Walker, MN | 85 out of 100, Very strong | $864.3M | 12.1% | 0.23% | vs |
| American Heritage National BankBank Long Prairie, MN | 80 out of 100, Strong | $604.7M | 11.9% | 0.00% | vs |
| Battle Bank, National AssociationBank Upsala, MN | 79 out of 100, Strong | $180.8M | 33.3% | 0.00% | vs |
| Pine Country BankBank Little Falls, MN | 78 out of 100, Strong | $380.3M | 10.2% | 0.06% | vs |
| Mid-Central National BankBank Wadena, MN | 77 out of 100, Strong | $117.1M | 14.9% | 0.76% | vs |
| Brainerd B. N. Credit UnionCredit union Brainerd, MN | 73 out of 100, Strong | $127.8M | 10.8% | 0.17% | vs |