Side-by-side · Q2 2026 data
Randall State Bank vs Brainerd B. N. Credit Union
Metric by metric
| Measure | Randall State Bank | Brainerd B. N. Credit Union |
|---|---|---|
| TellerScore | 56 | 73 (stronger) |
| Capital cushion | 57 | 58 (stronger) |
| Loan quality | 23 | 94 (stronger) |
| Earnings | 80 (stronger) | 38 |
| Funding & liquidity | 63 | 100 (stronger) |
| Problem-loan coverage | 79 | 94 (stronger) |
| Peer percentile | 15th | 60th |
| Total assets | $76.4M | $127.8M |
| Deposits / shares | $63.2M | $113.5M |
| Capital ratio | 10.73% | 10.76% (stronger) |
| Problem loans | 2.30% | 0.17% (stronger) |
| Net charge-offs | 0.79% | 0.01% (stronger) |
| Return on assets | 1.50% (stronger) | 0.46% |
| Loans ÷ deposits | 96.6% | 56.0% (stronger) |
| Uninsured deposits | 15.4% | 4.5% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Brainerd B. N. Credit Union has the higher TellerScore (73 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Randall State Bank leads on 1 and Brainerd B. N. Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.