Side-by-side · Q2 2026 data
Rapides Federal Credit Union vs Engage Federal Credit Union
Credit union
Rapides Federal Credit Union
Alexandria, Louisiana · Under $100 million in assets
Credit union
Engage Federal Credit Union
Natchitoches, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Rapides Federal Credit Union | Engage Federal Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 86 |
| Capital cushion | 100 | 100 |
| Loan quality | 94 (stronger) | 68 |
| Earnings | 100 | 100 |
| Funding & liquidity | 81 (stronger) | 63 |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 97th | 80th |
| Total assets | $6.2M | $28.5M |
| Deposits / shares | $4.4M | $22.0M |
| Capital ratio | 29.47% (stronger) | 21.59% |
| Problem loans | 0.17% (stronger) | 0.95% |
| Net charge-offs | 1.26% | 0.25% (stronger) |
| Return on assets | 4.55% (stronger) | 2.21% |
| Loans ÷ deposits | 79.2% (stronger) | 97.4% |
| Uninsured deposits | 0.0% (stronger) | 0.1% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Rapides Federal Credit Union has the higher TellerScore (96 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Rapides Federal Credit Union leads on 6 and Engage Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.