TellerScore

Rapides Federal Credit Union is a federal credit union headquartered in Alexandria, Louisiana, in business for about 68 years. At the end of Q2 2026 it reported $6.2M in total assets and $4.4M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Rapides Federal Credit Union scores 96/100, which we describe as very strong. That is higher than 97% of 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 4th. Its strongest component is capital cushion (100/100; 29.47%), and its lowest is funding & liquidity (81/100; 79% loans-to-deposits, 0% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 29.47%
Loan quality94/100
Loans 60+ days delinquent ÷ total loans: 0.17%
Earnings100/100
Return on assets (annualized): 4.55%
Funding & liquidity81/100
Loans ÷ shares: 79.2% · 0.0% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.32%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 9 points (87 → 96), mostly because the earnings component improved by 28 points.

TellerScore
758696Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202492
Q3 202490
Q4 202491
Q1 202590
Q2 202587
Q3 202584
Q4 202575
Q1 202690
Q2 202696
Net worth ratio
7.00%18.52%30.05%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202428.03%
Q3 202428.02%
Q4 202428.02%
Q1 202528.09%
Q2 202528.47%
Q3 202529.49%
Q4 202529.28%
Q1 202630.05%
Q2 202629.47%
Delinquent loans (60+ days)
0.14%0.77%1.40%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.14%
Q3 20240.28%
Q4 20240.25%
Q1 20250.21%
Q2 20250.47%
Q3 20250.86%
Q4 20251.40%
Q1 20260.82%
Q2 20260.17%
Return on assets
0.82%2.68%4.55%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.51%
Q3 20241.56%
Q4 20241.57%
Q1 20251.28%
Q2 20251.31%
Q3 20251.32%
Q4 20250.82%
Q1 20262.79%
Q2 20264.55%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202696$6.2M29.47%0.17%4.55%79.2%
Q1 202690$6.2M30.05%0.82%2.79%78.9%
Q4 202575$6.2M29.28%1.40%0.82%81.3%
Q3 202584$6.2M29.49%0.86%1.32%81.1%
Q2 202587$6.3M28.47%0.47%1.31%83.4%
Q1 202590$6.4M28.09%0.21%1.28%78.5%
Q4 202491$6.3M28.02%0.25%1.57%82.0%
Q3 202490$6.2M28.02%0.28%1.56%85.2%
Q2 202492$6.1M28.03%0.14%1.51%79.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio29.47%
94th
Problem loans0.17%
75th
Net charge-offs1.26%
10th
Return on assets4.55%
100th
Loans to deposits79.2%
21st
Uninsured deposits0.0%
81st
Loan-loss reserves1.14%
84th
Texas ratio0.3%
78th

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Louisiana Baptist Federal Credit UnionCredit union Alexandria, LA60 out of 100, Moderate$6.2M13.7%2.05%vs
District 58 Federal Credit UnionCredit union Chase, LA80 out of 100, Strong$6.1M16.2%0.48%vs
District 62 Highway Federal Credit UnionCredit union Hammond, LA89 out of 100, Very strong$6.6M15.4%0.00%vs
C-F LA. Credit UnionCredit union Donaldsonville, LA85 out of 100, Very strong$6.8M20.3%0.00%vs
Alexandria T & P Federal Credit UnionCredit union Alexandria, LA78 out of 100, Strong$6.9M24.9%1.15%vs
Old Spanish Trail Credit UnionCredit union Westlake, LA77 out of 100, Strong$5.5M30.5%0.31%vs

Deposit insurance

Is my money safe at Rapides Federal Credit Union?

Yes. Rapides Federal Credit Union is a federally insured credit union (NCUA charter #12225). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 29.47%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Rapides Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Rapides Federal Credit Union
Type
Federal credit union
NCUA charter #
12225
RSSD ID
117382
Primary regulator
NCUA
Established
1958
Headquarters
612 Broadway Ave, Alexandria, LA 71302
Employees
4

Quick answers

Rapides Federal Credit Union: common questions

Is Rapides Federal Credit Union NCUA insured?

Yes. Rapides Federal Credit Union is a federally insured credit union (NCUA charter #12225). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Rapides Federal Credit Union's TellerScore?

96 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Rapides Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Alexandria

InstitutionScoreAssetsCapitalProblem loansCompare
Cenla Federal Credit UnionCredit union Alexandria, LA96 out of 100, Very strong$132.2M21.7%0.09%vs
Department of Corrections Credit UnionCredit union Baton Rouge, LA90 out of 100, Very strong$126.3M23.4%0.57%vs
Rapides General Hospital Empl Federal Credit UnionCredit union Alexandria, LA87 out of 100, Very strong$12.6M16.8%0.00%vs
Engage Federal Credit UnionCredit union Natchitoches, LA86 out of 100, Very strong$28.5M21.6%0.95%vs
Heart of Louisiana Federal Credit UnionCredit union Pineville, LA84 out of 100, Strong$143.2M16.7%0.35%vs
Alexandria Municipal Employees Credit UnionCredit union Alexandria, LA84 out of 100, Strong$31.9M14.0%0.28%vs