Side-by-side · Q2 2026 data
Rapides General Hospital Empl Federal Credit Union vs Cenla Federal Credit Union
Credit union
Rapides General Hospital Empl Federal Credit Union
Alexandria, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Rapides General Hospital Empl Federal Credit Union | Cenla Federal Credit Union |
|---|---|---|
| TellerScore | 87 | 96 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 35 | 85 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 83rd | 99th |
| Total assets | $12.6M | $132.2M |
| Deposits / shares | $10.5M | $103.6M |
| Capital ratio | 16.80% | 21.71% (stronger) |
| Problem loans | 0.00% (stronger) | 0.09% |
| Net charge-offs | 0.02% (stronger) | 0.27% |
| Return on assets | 0.37% | 1.63% (stronger) |
| Loans ÷ deposits | 28.5% (stronger) | 39.6% |
| Uninsured deposits | 1.5% | 1.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cenla Federal Credit Union has the higher TellerScore (96 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Rapides General Hospital Empl Federal Credit Union leads on 3 and Cenla Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.