Side-by-side · Q2 2026 data
Raritan Bay Federal Credit Union vs New Jersey Law and Public Safety Credit Union
Credit union
Raritan Bay Federal Credit Union
Sayreville, New Jersey · $100 million – $1 billion
Credit union
New Jersey Law and Public Safety Credit Union
Trenton, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Raritan Bay Federal Credit Union | New Jersey Law and Public Safety Credit Union |
|---|---|---|
| TellerScore | 64 | 93 (stronger) |
| Capital cushion | 38 | 100 (stronger) |
| Loan quality | 59 | 90 (stronger) |
| Earnings | 67 | 90 (stronger) |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 90 | 98 (stronger) |
| Peer percentile | 31st | 94th |
| Total assets | $107.6M | $63.9M |
| Deposits / shares | $98.0M | $51.2M |
| Capital ratio | 8.79% | 19.65% (stronger) |
| Problem loans | 1.24% | 0.31% (stronger) |
| Net charge-offs | 0.12% (stronger) | 0.22% |
| Return on assets | 1.17% | 1.74% (stronger) |
| Loans ÷ deposits | 39.8% (stronger) | 76.9% |
| Uninsured deposits | 3.3% (stronger) | 3.4% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
New Jersey Law and Public Safety Credit Union has the higher TellerScore (93 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Raritan Bay Federal Credit Union leads on 3 and New Jersey Law and Public Safety Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.