New Jersey Law and Public Safety Credit Union (NCUA charter #66130) is based in Trenton, New Jersey. Its Q2 2026 call report shows $63.9M in total assets and $51.2M in member shares and deposits and 3 offices.
Based on its Q2 2026 filing, New Jersey Law and Public Safety Credit Union scores 93/100, which we describe as very strong. That is higher than 94% of 2,479 credit unions with under $100 million in assets. Among 126 credit unions headquartered in New Jersey, it ranks 3rd. Its strongest component is capital cushion (100/100; 19.65%), and its lowest is funding & liquidity (83/100; 77% loans-to-deposits, 3% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (91 → 93), mostly because the loan quality component improved by 11 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 91 |
| Q3 2024 | 90 |
| Q4 2024 | 89 |
| Q1 2025 | 92 |
| Q2 2025 | 91 |
| Q3 2025 | 94 |
| Q4 2025 | 91 |
| Q1 2026 | 92 |
| Q2 2026 | 93 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 18.86% |
| Q3 2024 | 18.93% |
| Q4 2024 | 18.30% |
| Q1 2025 | 18.08% |
| Q2 2025 | 18.36% |
| Q3 2025 | 18.93% |
| Q4 2025 | 18.46% |
| Q1 2026 | 19.14% |
| Q2 2026 | 19.65% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.41% |
| Q3 2024 | 0.66% |
| Q4 2024 | 0.14% |
| Q1 2025 | 0.27% |
| Q2 2025 | 0.62% |
| Q3 2025 | 0.32% |
| Q4 2025 | 0.12% |
| Q1 2026 | 0.21% |
| Q2 2026 | 0.31% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.80% |
| Q3 2024 | 2.06% |
| Q4 2024 | 1.29% |
| Q1 2025 | 1.70% |
| Q2 2025 | 1.86% |
| Q3 2025 | 1.96% |
| Q4 2025 | 1.35% |
| Q1 2026 | 1.52% |
| Q2 2026 | 1.74% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 93 | $63.9M | 19.65% | 0.31% | 1.74% | 76.9% |
| Q1 2026 | 92 | $63.9M | 19.14% | 0.21% | 1.52% | 76.4% |
| Q4 2025 | 91 | $64.9M | 18.46% | 0.12% | 1.35% | 75.8% |
| Q3 2025 | 94 | $63.6M | 18.93% | 0.32% | 1.96% | 77.9% |
| Q2 2025 | 91 | $63.7M | 18.36% | 0.62% | 1.86% | 77.0% |
| Q1 2025 | 92 | $62.9M | 18.08% | 0.27% | 1.70% | 77.8% |
| Q4 2024 | 89 | $60.7M | 18.30% | 0.14% | 1.29% | 84.7% |
| Q3 2024 | 90 | $59.2M | 18.93% | 0.66% | 2.06% | 86.5% |
| Q2 2024 | 91 | $57.3M | 18.86% | 0.41% | 1.80% | 87.2% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in New Jersey
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Fort Billings Federal Credit UnionCredit union Paulsboro, NJ | 65 out of 100, Moderate | $64.2M | 9.3% | 0.19% | vs |
| Atlantic City Electric Co Emp Federal Credit UnionCredit union Mays Landing, NJ | 70 out of 100, Strong | $62.5M | 14.6% | 1.98% | vs |
| Motion Federal Credit UnionCredit union Linden, NJ | 62 out of 100, Moderate | $60.2M | 10.3% | 0.94% | vs |
| United Poles Federal Credit UnionCredit union Perth Amboy, NJ | 28 out of 100, Low | $72.3M | 7.0% | 2.96% | vs |
| Central Jersey Police & Fire Federal Credit UnionCredit union Hamilton, NJ | 91 out of 100, Very strong | $52.3M | 14.4% | 0.48% | vs |
| Mercer County NJ Teachers Federal Credit UnionCredit union Hamilton Square, NJ | 76 out of 100, Strong | $52.2M | 14.8% | 2.62% | vs |
Deposit insurance
Is my money safe at New Jersey Law and Public Safety Credit Union?
Yes. New Jersey Law and Public Safety Credit Union is a federally insured credit union (NCUA charter #66130). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.4% of shares and deposits ($1.7M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 19.65%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
New Jersey Law and Public Safety Credit Union lists 3 offices in 2 cities. Most locations:
- Trenton, NJ (2)
- Ewing, NJ (1)
HMDA 2025
Mortgage lending
In 2025, New Jersey Law and Public Safety Credit Union reported 67 home-loan applications under HMDA (LEI 9845007O1D13CFQBBT22): 67 originated ($4,585,000 total), 0 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- New Jersey Law and Public Safety Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 66130
- RSSD ID
- 814690
- Primary regulator
- State + NCUA
- Established
- 1955
- Headquarters
- PO Box 550, Trenton, NJ 08604
- Employees
- 8
Quick answers
New Jersey Law and Public Safety Credit Union: common questions
Is New Jersey Law and Public Safety Credit Union NCUA insured?
Yes. New Jersey Law and Public Safety Credit Union is a federally insured credit union (NCUA charter #66130). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is New Jersey Law and Public Safety Credit Union's TellerScore?
93 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does New Jersey Law and Public Safety Credit Union have?
3 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Trenton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Asbestos Workers Local 14 Federal Credit UnionCredit union Philadelphia, PA | 100 out of 100, Very strong | $4.1M | 15.4% | 0.00% | vs |
| Police & Fire Federal Credit UnionCredit union Philadelphia, PA | 96 out of 100, Very strong | $10.2B | 18.6% | 0.24% | vs |
| Central Jersey Police & Fire Federal Credit UnionCredit union Hamilton, NJ | 91 out of 100, Very strong | $52.3M | 14.4% | 0.48% | vs |
| Pinn Memorial Federal Credit UnionCredit union Philadelphia, PA | 91 out of 100, Very strong | $276K | 18.1% | 0.00% | vs |
| Public Service E.D. Trenton Federal Credit UnionCredit union Mercerville, NJ | 89 out of 100, Very strong | $2.6M | 49.9% | 0.00% | vs |
| United Savings BankBank Philadelphia, PA | 89 out of 100, Very strong | $460.6M | 17.4% | 0.00% | vs |