Side-by-side · Q2 2026 data
Ravenswood Federal Credit Union vs West Virginia Central Federal Credit Union
Credit union
Ravenswood Federal Credit Union
Ravenswood, West Virginia · Under $100 million in assets
Credit union
West Virginia Central Federal Credit Union
Parkersburg, West Virginia · $100 million – $1 billion
Metric by metric
| Measure | Ravenswood Federal Credit Union | West Virginia Central Federal Credit Union |
|---|---|---|
| TellerScore | 57 | 76 (stronger) |
| Capital cushion | 34 | 82 (stronger) |
| Loan quality | 67 | 71 (stronger) |
| Earnings | 29 | 62 (stronger) |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 91 | 91 |
| Peer percentile | 17th | 68th |
| Total assets | $53.6M | $341.3M |
| Deposits / shares | $48.8M | $295.3M |
| Capital ratio | 8.45% | 13.23% (stronger) |
| Problem loans | 0.99% | 0.87% (stronger) |
| Net charge-offs | 1.10% | 0.14% (stronger) |
| Return on assets | 0.21% | 1.06% (stronger) |
| Loans ÷ deposits | 35.7% (stronger) | 77.6% |
| Uninsured deposits | 1.3% (stronger) | 4.8% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
West Virginia Central Federal Credit Union has the higher TellerScore (76 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Ravenswood Federal Credit Union leads on 2 and West Virginia Central Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.