Side-by-side · Q2 2026 data
Raymond James Bank vs 1st Street Credit Union
Metric by metric
| Measure | Raymond James Bank | 1st Street Credit Union |
|---|---|---|
| TellerScore | 69 | 89 (stronger) |
| Capital cushion | 30 | 97 (stronger) |
| Loan quality | 91 | 97 (stronger) |
| Earnings | 87 (stronger) | 55 |
| Funding & liquidity | 71 | 100 (stronger) |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 69th | 87th |
| Total assets | $45.6B | $34.5M |
| Deposits / shares | $41.4B | $29.2M |
| Capital ratio | 8.00% | 14.66% (stronger) |
| Problem loans | 0.28% | 0.10% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.18% |
| Return on assets | 1.67% (stronger) | 0.86% |
| Loans ÷ deposits | 89.0% | 42.0% (stronger) |
| Uninsured deposits | 8.8% | 6.1% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.2% | — |
1st Street Credit Union has the higher TellerScore (89 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Raymond James Bank leads on 2 and 1st Street Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.