Side-by-side · Q2 2026 data
Rayne State Bank & Trust Company vs Basile State Bank
Metric by metric
| Measure | Rayne State Bank & Trust Company | Basile State Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 57 |
| Capital cushion | 66 (stronger) | 51 |
| Loan quality | 85 (stronger) | 27 |
| Earnings | 100 (stronger) | 90 |
| Funding & liquidity | 58 | 69 (stronger) |
| Problem-loan coverage | 95 (stronger) | 62 |
| Peer percentile | 75th | 16th |
| Total assets | $540.5M | $87.4M |
| Deposits / shares | $480.0M | $78.0M |
| Capital ratio | 11.58% (stronger) | 10.09% |
| Problem loans | 0.44% (stronger) | 2.20% |
| Net charge-offs | 0.01% (stronger) | 0.12% |
| Return on assets | 2.09% (stronger) | 1.74% |
| Loans ÷ deposits | 72.6% (stronger) | 90.4% |
| Uninsured deposits | 41.4% | 15.4% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.7% | — |
Rayne State Bank & Trust Company has the higher TellerScore (79 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Rayne State Bank & Trust Company leads on 6 and Basile State Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.