Side-by-side · Q2 2026 data
Rayne State Bank & Trust Company vs The Bank
Metric by metric
| Measure | Rayne State Bank & Trust Company | The Bank |
|---|---|---|
| TellerScore | 79 | 83 (stronger) |
| Capital cushion | 66 | 78 (stronger) |
| Loan quality | 85 (stronger) | 84 |
| Earnings | 100 (stronger) | 90 |
| Funding & liquidity | 58 | 75 (stronger) |
| Problem-loan coverage | 95 (stronger) | 93 |
| Peer percentile | 75th | 84th |
| Total assets | $540.5M | $462.0M |
| Deposits / shares | $480.0M | $396.3M |
| Capital ratio | 11.58% | 12.76% (stronger) |
| Problem loans | 0.44% (stronger) | 0.48% |
| Net charge-offs | 0.01% (stronger) | 0.15% |
| Return on assets | 2.09% (stronger) | 1.75% |
| Loans ÷ deposits | 72.6% (stronger) | 82.8% |
| Uninsured deposits | 41.4% | 17.4% (stronger) |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.7% | 1.6% |
The Bank has the higher TellerScore (83 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Rayne State Bank & Trust Company leads on 4 and The Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Rayne, LA