Side-by-side · Q2 2026 data
Raytown-Lee'S Summit Community Credit Union vs Health Care Family Credit Union
Credit union
Raytown-Lee'S Summit Community Credit Union
Raytown, Missouri · Under $100 million in assets
Credit union
Health Care Family Credit Union
Saint Louis, Missouri · Under $100 million in assets
Metric by metric
| Measure | Raytown-Lee'S Summit Community Credit Union | Health Care Family Credit Union |
|---|---|---|
| TellerScore | 61 | 62 (stronger) |
| Capital cushion | 37 | 100 (stronger) |
| Loan quality | 72 (stronger) | 19 |
| Earnings | 40 | 42 (stronger) |
| Funding & liquidity | 100 (stronger) | 74 |
| Problem-loan coverage | 91 (stronger) | 78 |
| Peer percentile | 23rd | 24th |
| Total assets | $60.1M | $75.2M |
| Deposits / shares | $54.6M | $62.9M |
| Capital ratio | 8.68% | 15.80% (stronger) |
| Problem loans | 0.83% (stronger) | 2.42% |
| Net charge-offs | 0.86% | 0.35% (stronger) |
| Return on assets | 0.50% | 0.54% (stronger) |
| Loans ÷ deposits | 53.3% (stronger) | 86.0% |
| Uninsured deposits | 0.7% (stronger) | 4.1% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Health Care Family Credit Union has the higher TellerScore (62 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Raytown-Lee'S Summit Community Credit Union leads on 3 and Health Care Family Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.