TellerScore

Headquartered in Raytown, Missouri, Raytown-Lee'S Summit Community Credit Union is a federally insured state-chartered credit union with $60.1M in total assets and $54.6M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1958.

Based on its Q2 2026 filing, Raytown-Lee'S Summit Community Credit Union scores 61/100, which we describe as moderate. That is higher than only 23% of 2,479 credit unions with under $100 million in assets. Among 87 credit unions headquartered in Missouri, it ranks 60th. Its strongest component is funding & liquidity (100/100; 53% loans-to-deposits, 1% uninsured), and its lowest is capital cushion (37/100; 8.68%).

TellerScore · Q2 2026

Scorecard

Capital cushion37/100
Net worth ratio: 8.68%
Loan quality72/100
Loans 60+ days delinquent ÷ total loans: 0.83%
Earnings40/100
Return on assets (annualized): 0.50%
Funding & liquidity100/100
Loans ÷ shares: 53.3% · 0.7% uninsured
Problem-loan coverage91/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.60%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (59 → 61), mostly because the capital cushion component improved by 4 points.

TellerScore
485562Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202448
Q3 202456
Q4 202458
Q1 202558
Q2 202559
Q3 202562
Q4 202558
Q1 202658
Q2 202661
Net worth ratio
7.00%7.84%8.68%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20247.81%
Q3 20248.07%
Q4 20248.19%
Q1 20258.12%
Q2 20258.33%
Q3 20258.36%
Q4 20258.50%
Q1 20268.63%
Q2 20268.68%
Delinquent loans (60+ days)
0.67%1.03%1.40%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.40%
Q3 20240.73%
Q4 20240.67%
Q1 20250.89%
Q2 20250.94%
Q3 20250.73%
Q4 20251.14%
Q1 20261.10%
Q2 20260.83%
Return on assets
0.01%0.29%0.56%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.01%
Q3 20240.09%
Q4 20240.20%
Q1 20250.37%
Q2 20250.45%
Q3 20250.55%
Q4 20250.56%
Q1 20260.49%
Q2 20260.50%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202661$60.1M8.68%0.83%0.50%53.3%
Q1 202658$59.6M8.63%1.10%0.49%53.4%
Q4 202558$59.6M8.50%1.14%0.56%53.7%
Q3 202562$60.3M8.36%0.73%0.55%55.4%
Q2 202559$59.0M8.33%0.94%0.45%59.4%
Q1 202558$59.6M8.12%0.89%0.37%60.6%
Q4 202458$58.5M8.19%0.67%0.20%65.1%
Q3 202456$59.1M8.07%0.73%0.09%67.4%
Q2 202448$60.5M7.81%1.40%0.01%63.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.68%
8th
Problem loans0.83%
45th
Net charge-offs0.86%
17th
Return on assets0.50%
42nd
Loans to deposits53.3%
58th
Uninsured deposits0.7%
57th
Loan-loss reserves0.00%
37th
Texas ratio4.6%
31st

Similar-size credit unions in Missouri

InstitutionScoreAssetsCapitalProblem loansCompare
Horizon Credit UnionCredit union Macon, MO68 out of 100, Moderate$58.8M11.8%0.84%vs
Joplin Metro Credit UnionCredit union Joplin, MO89 out of 100, Very strong$57.8M17.7%0.78%vs
City Credit UnionCredit union Independence, MO61 out of 100, Moderate$65.5M11.9%1.90%vs
Kansas City Credit UnionCredit union Kansas City, MO41 out of 100, Below average$46.4M8.6%2.57%vs
Holy Rosary Credit UnionCredit union Kansas City, MO42 out of 100, Below average$45.4M11.8%3.01%vs
Health Care Family Credit UnionCredit union Saint Louis, MO62 out of 100, Moderate$75.2M15.8%2.42%vs

Deposit insurance

Is my money safe at Raytown-Lee'S Summit Community Credit Union?

Yes. Raytown-Lee'S Summit Community Credit Union is a federally insured credit union (NCUA charter #62815). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.7% of shares and deposits ($385K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 8.68%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Raytown-Lee'S Summit Community Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Raytown-Lee'S Summit Community Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
62815
RSSD ID
1004498
Primary regulator
State + NCUA
Established
1958
Headquarters
10021 E 66th Ter, Raytown, MO 64133
Employees
20

Quick answers

Raytown-Lee'S Summit Community Credit Union: common questions

Is Raytown-Lee'S Summit Community Credit Union NCUA insured?

Yes. Raytown-Lee'S Summit Community Credit Union is a federally insured credit union (NCUA charter #62815). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Raytown-Lee'S Summit Community Credit Union's TellerScore?

61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Raytown-Lee'S Summit Community Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Raytown

InstitutionScoreAssetsCapitalProblem loansCompare
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Reliance Credit UnionCredit union Kansas City, KS93 out of 100, Very strong$25.1M16.4%0.30%vs