Side-by-side · Q2 2026 data
RCB Bank vs Truity Federal Credit Union
Credit union
Truity Federal Credit Union
Bartlesville, Oklahoma · $1 billion – $10 billion
Metric by metric
| Measure | RCB Bank | Truity Federal Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 52 |
| Capital cushion | 57 (stronger) | 38 |
| Loan quality | 69 | 75 (stronger) |
| Earnings | 79 (stronger) | 17 |
| Funding & liquidity | 88 (stronger) | 66 |
| Problem-loan coverage | 91 (stronger) | 84 |
| Peer percentile | 66th | 8th |
| Total assets | $4.0B | $1.3B |
| Deposits / shares | $3.5B | $1.1B |
| Capital ratio | 10.70% (stronger) | 8.76% |
| Problem loans | 0.94% | 0.75% (stronger) |
| Net charge-offs | 0.11% (stronger) | 1.20% |
| Return on assets | 1.47% (stronger) | -0.07% |
| Loans ÷ deposits | 64.9% (stronger) | 94.0% |
| Uninsured deposits | 21.9% | 11.2% (stronger) |
| Offices | 55 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.7% | 13.1% |
RCB Bank has the higher TellerScore (72 vs 52). On the 7 directional measures above (where higher or lower is clearly better), RCB Bank leads on 5 and Truity Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.