Side-by-side · Q2 2026 data
Reading Co-operative Bank vs Martha's Vineyard Bank
Metric by metric
| Measure | Reading Co-operative Bank | Martha's Vineyard Bank |
|---|---|---|
| TellerScore | 56 | 69 (stronger) |
| Capital cushion | 23 | 68 (stronger) |
| Loan quality | 98 (stronger) | 97 |
| Earnings | 37 | 46 (stronger) |
| Funding & liquidity | 47 (stronger) | 37 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 15th | 53rd |
| Total assets | $1.2B | $1.3B |
| Deposits / shares | $1.0B | $1.1B |
| Capital ratio | 7.35% | 11.75% (stronger) |
| Problem loans | 0.06% (stronger) | 0.09% |
| Net charge-offs | 0.08% | 0.00% (stronger) |
| Return on assets | 0.42% | 0.65% (stronger) |
| Loans ÷ deposits | 94.9% (stronger) | 104.7% |
| Uninsured deposits | 31.0% (stronger) | 31.8% |
| Offices | 13 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | 5.4% |
Martha's Vineyard Bank has the higher TellerScore (69 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Reading Co-operative Bank leads on 3 and Martha's Vineyard Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.