Side-by-side · Q2 2026 data
Red Lake Co Op Federal Credit Union vs First Community Credit Union
Credit union
Red Lake Co Op Federal Credit Union
Red Lake Falls, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Red Lake Co Op Federal Credit Union | First Community Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 71 |
| Capital cushion | 79 (stronger) | 73 |
| Loan quality | 100 (stronger) | 80 |
| Earnings | 20 | 54 (stronger) |
| Funding & liquidity | 78 (stronger) | 60 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 49th | 62nd |
| Total assets | $7.0M | $1.5B |
| Deposits / shares | $6.1M | $1.1B |
| Capital ratio | 12.88% (stronger) | 12.34% |
| Problem loans | 0.00% (stronger) | 0.61% |
| Net charge-offs | 0.01% (stronger) | 0.05% |
| Return on assets | 0.01% | 0.85% (stronger) |
| Loans ÷ deposits | 81.8% (stronger) | 100.2% |
| Uninsured deposits | 0.0% (stronger) | 9.1% |
| Offices | 1 | 25 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Red Lake Co Op Federal Credit Union has the higher TellerScore (74 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Red Lake Co Op Federal Credit Union leads on 6 and First Community Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.