Side-by-side · Q2 2026 data
Red Lake Co Op Federal Credit Union vs First Pace Credit Union
Credit union
Red Lake Co Op Federal Credit Union
Red Lake Falls, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Red Lake Co Op Federal Credit Union | First Pace Credit Union |
|---|---|---|
| TellerScore | 74 | 75 (stronger) |
| Capital cushion | 79 | 100 (stronger) |
| Loan quality | 100 (stronger) | 92 |
| Earnings | 20 (stronger) | 0 |
| Funding & liquidity | 78 | 84 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 49th | 52nd |
| Total assets | $7.0M | $8.7M |
| Deposits / shares | $6.1M | $7.0M |
| Capital ratio | 12.88% | 18.92% (stronger) |
| Problem loans | 0.00% (stronger) | 0.25% |
| Net charge-offs | 0.01% (stronger) | 0.16% |
| Return on assets | 0.01% (stronger) | -0.84% |
| Loans ÷ deposits | 81.8% | 76.6% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 2.5% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Pace Credit Union has the higher TellerScore (75 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Red Lake Co Op Federal Credit Union leads on 4 and First Pace Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.