Side-by-side · Q2 2026 data
Red River Bank vs Montell Federal Credit Union
Metric by metric
| Measure | Red River Bank | Montell Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 66 |
| Capital cushion | 75 | 100 (stronger) |
| Loan quality | 96 (stronger) | 32 |
| Earnings | 78 (stronger) | 57 |
| Funding & liquidity | 65 (stronger) | 50 |
| Problem-loan coverage | 99 (stronger) | 86 |
| Peer percentile | 93rd | 32nd |
| Total assets | $3.3B | $4.5M |
| Deposits / shares | $2.9B | $3.4M |
| Capital ratio | 12.49% | 24.40% (stronger) |
| Problem loans | 0.11% (stronger) | 2.04% |
| Net charge-offs | 0.01% | -0.79% (stronger) |
| Return on assets | 1.46% (stronger) | 0.94% |
| Loans ÷ deposits | 76.9% (stronger) | 117.1% |
| Uninsured deposits | 31.7% | 0.0% (stronger) |
| Offices | 28 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.4% | — |
Red River Bank has the higher TellerScore (82 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Red River Bank leads on 4 and Montell Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.