Side-by-side · Q2 2026 data
Redstone Federal Credit Union vs Alabama Credit Union
Metric by metric
| Measure | Redstone Federal Credit Union | Alabama Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 60 |
| Capital cushion | 89 (stronger) | 49 |
| Loan quality | 77 (stronger) | 73 |
| Earnings | 75 (stronger) | 35 |
| Funding & liquidity | 100 (stronger) | 75 |
| Problem-loan coverage | 95 (stronger) | 86 |
| Peer percentile | 94th | 25th |
| Total assets | $8.6B | $2.1B |
| Deposits / shares | $7.5B | $1.8B |
| Capital ratio | 13.86% (stronger) | 9.91% |
| Problem loans | 0.70% (stronger) | 0.80% |
| Net charge-offs | 0.96% | 0.90% (stronger) |
| Return on assets | 1.38% (stronger) | 0.37% |
| Loans ÷ deposits | 49.3% (stronger) | 85.3% |
| Uninsured deposits | 7.2% | 7.1% (stronger) |
| Offices | 20 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.2% | 22.1% |
Redstone Federal Credit Union has the higher TellerScore (85 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Redstone Federal Credit Union leads on 5 and Alabama Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.