Side-by-side · Q2 2026 data
Redstone Federal Credit Union vs America'S First Federal Credit Union
Credit union
America'S First Federal Credit Union
Birmingham, Alabama · $1 billion – $10 billion
Metric by metric
| Measure | Redstone Federal Credit Union | America'S First Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 74 |
| Capital cushion | 89 (stronger) | 73 |
| Loan quality | 77 (stronger) | 74 |
| Earnings | 75 (stronger) | 70 |
| Funding & liquidity | 100 (stronger) | 69 |
| Problem-loan coverage | 95 (stronger) | 90 |
| Peer percentile | 94th | 72nd |
| Total assets | $8.6B | $2.8B |
| Deposits / shares | $7.5B | $2.4B |
| Capital ratio | 13.86% (stronger) | 12.25% |
| Problem loans | 0.70% (stronger) | 0.77% |
| Net charge-offs | 0.96% | 0.51% (stronger) |
| Return on assets | 1.38% (stronger) | 1.24% |
| Loans ÷ deposits | 49.3% (stronger) | 90.9% |
| Uninsured deposits | 7.2% | 5.3% (stronger) |
| Offices | 20 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.2% | — |
Redstone Federal Credit Union has the higher TellerScore (85 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Redstone Federal Credit Union leads on 5 and America'S First Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.