The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 2 points (72 → 74), mostly because the capital cushion component improved by 5 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Alabama

Yes. America'S First Federal Credit Union is a federally insured credit union (NCUA charter #24534). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.3% of shares and deposits ($129.1M) are above the $250,000 NCUA insurance limit, below the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 12.25%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

America'S First Federal Credit Union lists 17 offices in 11 cities. Most locations:

• Birmingham, AL (6)
• Hoover, AL (2)
• Bessemer, AL (1)
• Cullman, AL (1)
• Gardendale, AL (1)
• Hueytown, AL (1)
• Leeds, AL (1)
• MC Calla, AL (1)
• Mobile, AL (1)
• Oxford, AL (1)
• Talladega, AL (1)

All branch addresses and map

Legal name

America'S First Federal Credit Union

Type

Federal credit union

NCUA charter #

24534

RSSD ID

455093

Primary regulator

NCUA

Established

1936

Headquarters

P.O. Box 11349, Birmingham, AL 35203

Employees

468